The GMS Financial Group was formed to provide affordable home ownership to individuals and
families in Minnesota and Western Wisconsin. We are NOT Realtors!
We have assembled a team of industry professionals: Contractors,
Mortgage Brokers, Real Estate Attorneys and Investors to make
the dream of home ownership possible for most people who are
working and have a down payment, regardless of past credit
history, and people who are qualified to purchase a home but
are looking for the very best deal possible. We offer rent
to own, lease option and mortgage qualifying programs to get
you
into the home you deserve. How can we do this? Simple. We are in an unprecedented
period in history where for the first time real estate values
have declined. This has been triggered by the run up in housing
prices from
2003-2007 that over inflated the real value of houses. Exotic loans such as no
doc, adjustable rate, interest only and negative amortization
created the perfect storm for the foreclosure crisis we are
experiencing today.
In many cases, people borrowed too much, or as a result of the decline in the
economy have fallen behind on their payments due to a job
loss, reduced hours, divorce or a myriad of other factors GMS
Financial Group is a
team of investors that is buying homes throughout the region for bargain prices.
Many of these homes have failed to sell in the 'old school'
manner of putting a sign on the front lawn and listing with
a regional listing service.
We are rehabbing these homes and offering them for sale at less than fair market
value to savvy pre-qualified buyers, individuals whose credit
is less than perfect but have a down payment and to people
who will partner with us in
rehabbing these incredible deals on homes as part of their down payment and equity.
Currently, there are government programs designed to assist the first time buyer achieve the dream of home ownership. In addition, there are many other incentive programs in Minnesota and Wisconsin that many
realtors and banks do not know about. And unlike dealing with a traditional realtor and lender, we will work
with you to improve your credit score, increase by sweat equity your down payment, and lead you into the
purchase of a home at an incredible, below market price.